The following key to the genus Lupinus in Texas is from: Correll, D. S., and Johnston, M. C. (1979). Manual of the Vascular Plants of Texas.
C. L. Lundell ed. The University of Texas at Dallas, pp. 802 - 804.

LUPINUS

Binennials or winter annuals (or perennial herbs in L. plattensis) forming rosettes
in the fall, flowering the next spring; taproots slender; leaves alternate,
palmately compound with 3 to 10 leaflets; leaflets mostly narrowly obovate to
oblanceolate, long-tapered to the base, apically rounded or truncate to acute
at apex, often with rather dense sericeous pubescence (at least on the lower surface);
petioles well -developed; stipules adnate to the base of the petiole; flowers in
conspicuous terminal racemes, papilionaceous, each flower mostly blue or lavender
but with some areas of white and maroon on some of the petals, never yellow; calyx
2-lipped, the lips nearly entire and the lower 1 longer; banner external to the other
petals in bud; stamens 10, monadelphous, dimorphic, the longer with more or less
globose versatile anthers, the shorter with linear basifixed anthers; ovary sessile;
legume oblong or broadly linear, flattened, 2- to 12-seeded, usually sericeous-pubescent;
seeds pebblelike.

A genus of perhaps 200 species in the temperate regions of both hemispheres
(not Africa or Australia).

1.
Pubescence of stem and petioles spreading at right angles; leaflets long-hairy
on both surfaces; plants mostly 15 cm. high or less, rarely to 25 cm;
in Trans-Pecos Texas...............................................1. L. concinnus.
1.
Pubescence of stem and petioles predominantly ascending or appressed;
leaflets sparsely hairy or glabrous on upper surface (2)
2(1).
Racemes (including peduncle) 18-45 cm. long; wing petals 10-12 mm. long,
5-7 mm. wide; banner with creamy or yellowish eye;
in Trans-Pecos Texas...............................................2. L. havardii.
3(2).
Racemes 6-25 cm. long; wing petals 7-10 m. long (often 12 mm. in L. plattensis);
banner with bright white eye; in Panhandle, central and east Texas
(except L. texensis) cultivated or occasionally introduced along roadsides
in Trans-Pecos Texas and L. plattensis in Panhandle) (3) Leaves with predominately 7 to 10 (very rarely 6 or 5) leaflets; perennial herb
to about 5 dm. high................................................5. L plattensis.
3.
Leaves with predominately 5 or 6 (very rarely 7) leaflets; winter annual herbs (4)
4(3).
Wing petals on fresh flowers inflated, cheeklike in front view, light blue;
pubescence of flower buds and mature pod yellowish-gray or brown; tip in
incompletely expanded raceme rounded,not very conspicuous from a distance;
leaflets mostly obtuse or broadly rounded at apes, usually some truncate
at apex and cuneate below; plants occurring in sandy or sandy-clay soils
of oak and pine areas..............................................3. L subcarnosus.
4.
Wing petals on fresh flowers not inflated, nearly straight in front view,
dark blue (except for occasional albinos); pubescence of flower buds and
mature pod silvery or white; tip of incompletely expanded raceme white,
pointed or acute, conspicuous from a distance; leaflets mostly acute to
obtuse at apex, not truncate nor cuneate, plants occurring in calcarious,
gravelly or sandy-clay soilsbut often growing in and along roadways
...................................................................4. L. texensis.
  1. Lupinus concinnus Agardh. ANNUAL LUPINE. Winter annual, simple or much-branched
    from the base, 4-15 (-25) cm. tall, densely villous, the spreading hairs 1-3 mm.
    long; leaves numerous, very villous, the petioles 2 to 4 times as long as the
    longes tleaflets; leaflets 5 to 8, oblanceolate with obtuse apexes, 1-2 cm. long,
    2-5 mm. broad, with a pubescence of long spreading hairs on both surfaces;
    racemes nearly sessile, 3-6 cm. long, surpassed by the leaves; flowers 7-9 mm.
    long, usually well-scattered; pedicels about 1 mm. long; calyx upper lip bifid,
    about 4 mm.long, the lower lip 3-toothed and somewhat longer; petals edged
    with rich reddish-purple; banner 7-9 mm. long, 4-5 mm. broad, rounded or
    emarginate apically, white centrally, the lateral portions lavender; wings
    7-8 mm.long, about 3 mm. broad, lavender-tipped; keel usually straight, 6-7
    mm.long, about 2 mm. broad, naked, often red-tipped; pods oblong, 10-15 mm.
    long; seeds 2 to 4, 2-3 mm. long, angled, nearly square, mostly dull-spotted
    on a pale background. Infrequent in local populations, grama grasslands in the
    Trans-Pecos above 4,500 ft. elev., spring; s.w. U.S. and n.w. Mex.
  2. Lupinus Havardii Wats. CHISOS BLUEBONNET. Erect winter annual, (2-) 3-8 dm. tall,
    averaging much taller than most of our other bluebonnets, with more vigorous
    ascending branches; herbage with silky appressed or ascending (not spreading)
    pubescence; leaflets usually 7, oblanceolate, glabrous on the upper surface,
    8-20 mm. long or larger; raceme (including peduncle) 18-45 cm. long, the pedicels
    equaling or exceeding their calyxes at anthesis; calyx narrow, slightly gibbous;
    petals about 12 mm. long, purple-blue with a pale spot on the banner; banner
    with a creamy-white center-spot; becoming yellow and finally red with age;
    legume narrowly linear, 24-36 mm. long, about 4 mm. broad; seeds 6 to 8,
    nearly square, the maximum diameter 3-3.5 mm. Frequent in deserts, usually
    in allubium or fine talus, s. parts of Husspeth, Presidio and Brewster Cos.
    in the Trans-Pecos, spring; also Chih.
  3. Lupinus subcarnosus Hook. TEXAS BLUEBONNET. Winter annual, mostly branched at the base,
    the branches more or less decumbent, entire plant 15-40 cm. tall, subappressed-
    silky-pubescent, often with some spreading hairs; leaves several, very silky
    below and on the margins, glabrous or nearly so above; petioles fully twice
    as long as their longest leaflets; leaflets usually 5 (or 6), very rarely 7,
    oblanceolate, apically rounded to occasionally truncate or obtuse, the lower
    leaves sometimes with more fleshy obovate leaflets, 12-25 mm. long, 6-12 mm.
    broad; peduncles 3-8 mm. long; calyx 5-6 mm. long, its upper lip bifid and
    4-5 mm. long, its lower lip entire or acutely 3-toothed and about 5-6 mm.
    long; petals broad, bright-blue; banner with white center that may turn purplish
    with age, suborbicular, 11-13 mm. long, 9-13 mm. broad; wings 10-11 mm. long,
    6-7 mm. broad in fresh flowers inflated and cheeklike in front view; keel non-
    ciliate, the usually slender point sharply upturned; pods silky, 25-35 mm. long,
    6-8 mm. broad, stout and at maturity somewhat constricted between the large seeds;
    seeds 4 or 5, gray or tawny, unmarked or obscurely spotted, about 5 mm. broad.
    Locally abundant in loose deep fine sandy loam or podsol, s.-cen. Tex. from Leon
    Co. s.w. to LaSalle Co. and in scattered populations to n. Hidalgo Co., scattered
    in some areas by humans but rarely persisting (e.g., in Orange Co.) spring; endemic.
     

    This species is named by law as the State Flower of Texas.

  4. Lupinus texensis Hook. TEXAS BLUEBONNET. Very similar to L. subcarnosus but from a
    distance the half-mature raceme appearing slightly thicker and more crowded,
    the tip portion silvery white (owing to bud-pubescence) and pointed or acute,
    conspicuous and showy; leaflets usually more acute apically; calyx slightly
    larger on the average (6-8 mm.); wing petals on fresh flowers not inflated,
    nearly straight in front view, dark-blue (except for occasional albinos).
    Widespread in usually calcareous soils, in a N.-S. zone through Tex.,
    W. to Taylor, Tom Green and Val Verde cos., e. to Fannin, Kaufman, Leon
    and Washington cos., spring; endemic.

    This is the species that is widely spread by our highway department,
    garden clubs and other such organizations. Because of its apparent
    unpalatability to grazing animals and the prevalent practice of abusive
    overstocking of ranges where it grows, the species is greatly increasing
    in numbers and distribution.

  5. Lupinus plattensis Wats. Perennial erect herb to about 5 dm. tall; leaflets
    usually more than 6 per leaf. Rare in dunes of higher parts of the Plains
    Country (Hartley Co.), Apr.-May; w.-cen. U.S., s. to Okla. and Tex.


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